Terms of Use

Last updated: May 2026

1. About Our Service

BizSaver is a financing advisory platform that connects borrowers with licensed lenders in Singapore. We are not a bank, financial institution, or licensed moneylender. We do not make lending decisions, disburse funds, or guarantee loan approvals.

2. No Financial Advice

The information provided on this platform, including guided assessment results, is for general informational purposes only. It does not constitute financial advice, a loan offer, or a guarantee of any kind. You should seek independent professional advice before making financial decisions.

3. Indicative Results

All results, assessments, and recommendations provided through our platform are indicative only. They are based on limited information provided by you and do not account for all factors that lenders consider. Actual eligibility, rates, and terms are determined solely by the respective lender after formal credit assessment.

4. No Credit Score Impact

Completing our guided assessment and submitting your contact details does not affect your credit score. No credit bureau check is performed by BizSaver. Credit checks are only conducted by lenders after you explicitly consent to a formal application.

5. User Responsibilities

You agree to: (a) provide accurate and truthful information, (b) not use the platform for any unlawful purpose, (c) not attempt to circumvent any security measures, and (d) not impersonate any person or entity.

6. Limitation of Liability

To the maximum extent permitted by law, BizSaver shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the platform or reliance on any information provided.

7. Governing Law

These Terms are governed by the laws of the Republic of Singapore. Any disputes shall be subject to the exclusive jurisdiction of the courts of Singapore.

AI Disclaimer

Our platform uses a guided assessment system to help organise your financing enquiry. The system:

  • Does not make lending or credit decisions
  • Does not guarantee any outcomes or approvals
  • Provides general guidance that may not account for your complete financial situation
  • Is not a substitute for professional financial advice
  • Is designed to triage and route your enquiry to a qualified human advisor

All final recommendations and decisions are made by qualified human advisors and licensed lenders.

Anti-Scam Notice

Protect yourself from loan scams. BizSaver will NEVER:

  • Ask you to pay any upfront fees, deposits, or "processing charges" before loan disbursement
  • Request your banking passwords, PINs, or OTP codes
  • Ask you to transfer money to any personal account
  • Guarantee 100% loan approval regardless of your credit profile
  • Contact you from unofficial numbers or unverified channels

If you encounter any suspicious activity, report it immediately to the Singapore Police Force Anti-Scam Hotline at 1800-722-6688 or visit www.scamalert.sg.