Why use our advisory
Compare home loan packages from multiple banks at once
Expert advisors help you secure the best rate for your new property
Free assessment — no obligation to proceed
Guidance through the entire purchase financing process
No credit check during initial assessment
Dedicated advisor manages paperwork and timelines
Documents you'll need
Have these ready to speed up your application. No upload needed now.
1
NRIC (front & back)
2
Latest loan statement
3
Latest 3 months CPF contribution
4
Latest income documents
5
Property title deed / Option to Purchase(if available)
Frequently asked questions
We recommend getting an In-Principle Approval (IPA) before you start property hunting. This gives you clarity on your budget and shows sellers you're a serious buyer. The IPA process typically takes 1–3 business days.
Fixed rates stay the same for a lock-in period (usually 2–3 years), giving you payment certainty. Floating rates move with market benchmarks like SORA but may start lower. Our advisors can help you decide which suits your financial situation.
This depends on factors like your income, age, existing obligations, and the property type. MAS regulations (TDSR and LTV limits) apply. Our assessment helps you understand your borrowing capacity before you commit.
Additional costs include Buyer's Stamp Duty (BSD), Additional Buyer's Stamp Duty (ABSD) if applicable, legal fees, valuation fees, and agent commissions. Our advisors can help you plan for the full picture.
Yes, CPF Ordinary Account funds can be used for property purchases, subject to CPF rules and property type. HDB flats and private properties have different CPF usage limits. We can help clarify what applies to your situation.