Why use our advisory
Compare rates from multiple banks and licensed lenders
No impact on your credit score during initial assessment
Free advisory — no obligation to proceed
Fast approval turnaround with the right lender match
Flexible loan amounts from $5,000 to $200,000+
Dedicated advisor guides you through the process
Documents you'll need
Have these ready to speed up your application. No upload needed now.
1
NRIC (front & back)
2
Latest 3 months payslips
3
Latest 12 months CPF contribution
4
Latest NOA / IR8A(if available)
5
Existing loan statements(if available)
Frequently asked questions
Personal loans are versatile — you can use them for debt consolidation, home renovations, medical expenses, education, weddings, or any personal financial need. There are generally no restrictions on how you use the funds.
Personal loan rates in Singapore typically range from 3.5% to 9% per annum depending on the lender, your income, credit profile, and loan amount. Our advisors help you find the most competitive rate for your situation.
Most banks offer personal loans from $5,000 up to 6–10x your monthly salary, capped at around $200,000. The exact amount depends on your income, existing obligations, and the lender's criteria.
With complete documentation, many lenders can approve within 1–3 business days. Some digital lenders offer same-day approval for smaller amounts. Our role is to match you with lenders most likely to approve quickly.
Our initial assessment does not involve any credit check. A formal credit inquiry only happens when you choose to proceed with a specific lender application — and only with your explicit consent.