Why use our advisory
Advisors review options across banks and alternative financiers
Working capital, equipment, trade finance, and more
Guidance on which lenders may suit your business profile
Flexible terms tailored to your business needs
No upfront fees for our advisory service
Dedicated advisor who understands SME challenges
Documents you'll need
Have these ready to speed up your application. No upload needed now.
1
ACRA business profile
2
Latest 2 years financial statements
3
Latest 6 months bank statements
4
Directors' NRIC
5
Latest NOA / IR8A of directors(if available)
6
Existing loan facility letters(if available)
Frequently asked questions
Our lender network includes options for working capital loans, term loans, equipment financing, trade financing, invoice factoring, bridging loans, and revolving credit facilities. The right product depends on your business needs and profile — our advisor can help you understand what may be suitable.
Timelines vary by lender and loan type. Some lenders can provide indicative responses within a few business days for smaller amounts, while bank loans may take longer. Our advisors will help set realistic expectations based on your situation.
Most lenders require your business to be registered in Singapore with a track record of at least 1–2 years and minimum annual revenue. However, requirements vary across lenders — newer businesses may still have options with certain financiers. Our advisor can help you understand where you stand.
Not necessarily. Many lenders offer unsecured business loans based on your business performance and directors' personal guarantee. Secured loans (backed by property or assets) may offer better rates and higher amounts. Our advisor can explain the trade-offs.
No. Our initial assessment does not involve any credit check. A formal credit inquiry only happens if you choose to proceed with a specific lender application — and only with your explicit consent.